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Another wave of pandemics is back! The “worst mutation of Covid ever seen” has appeared in the UK!

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Scientists and doctors are raising the alarm – we are witnessing the sixth wave of the coronavirus pandemic, with a seventh coming this winter. All because of a new Covid mutation – BA.5.

It’s been a long time since we’ve had more worrying news about coronavirus for you. In the UK, things still look seemingly calm. Unfortunately, things are getting worse in Europe and the forecast for the Isles is alarming.

Scientists have discovered a new mutation of the virus, BA.5, which has been named Centaurus. Although it does not cause a very severe form of infection, it is the most contagious of all known mutations!

This is not the worst news. It turns out that Centaurus is resistant to both vaccines and the protection produced by an organism that has already had the infection!

Among others, Professor Eric Topol, one of the best-known virologists in the USA, talks about BA.5. According to him, a patient can become infected with Centaurus as early as 28 days after experiencing any other strain of coronavirus.

Unfortunately, the reflection of the ‘virulence’ of the new mutation can be seen in statistics from Europe. In Germany or Portugal, clear increases are already visible and there is talk of a sixth wave there.

The NHS also reports a worrying trend. The situation is similar in Poland. And Cyprus, for example, has rolled back some of the restrictions – despite the peak tourist season.

From Boris Johnson’s announcement a few months ago, it was clear that there would be no further lockdowns and no return to injunctions. – We have to learn to live with the virus, like with the flu, the Prime Minister urged.

Soon, however, his successor will sit on the stool. And his decision is difficult to predict – especially if he is faced with overcrowded hospitals, a limping health service and the spectre of a “winter menacing wave of infections” as his first challenge.

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Self-employment in the UK. How do I become self-employed in the UK?

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Self-employment means that we are self-employed. It is the simplest form of doing business in the UK.

How do I register as self-employed?

Registration needs to be done no later than 3 months after starting your business and can only be done by UK residents. The easiest way to do this is online at the HMRC website. When registering, you will need to provide, among other things, your National Insurance Number, your home address and the scope of your planned services.

The Sole Trader (self-employed) has no legal personality. The Self-Employed person is liable for the business with all his/her assets. Taking up Self-Employment does not exclude the possibility of employment based on an employment contract.

Self-employed persons are subject to personal income tax (PIT) and are required to pay National Insurance contributions. Self-employed persons may join together to form partnerships.

In addition, sole traders are required to: submit annual tax returns, must register for VAT for turnover over £85k, have the option to employ staff and are required to keep adequate financial records and retain these documents and accounts for five years.

We can operate under our own name or under another name. If all or part of the work is done from home, we may be forced to pay more in rent for the premises. However, this amount is tax deductible.

It is important to know that for some services, you must first have a licence to provide these services, for example if you want to open a restaurant or become a taxi driver. Such licences are most often issued by local authorities.

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Water meter – is it a miracle way to save on bills? We explain whether it’s worth installing in your home

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Financial expert Martin Lewis explains on ITV whether it’s worth installing a water meter in your home. It turns out that such a move can sometimes reduce our bills by several tens of per cent!

For some time now, UK residents have been able to ask for a so-called water meter to be installed in their home. This is a device that counts the flow of water through the main pipes. It then transmits the consumption information to the company supplying water to the household. The bill shows the exact amount of water taken and it is this amount that we will pay for.

How does such a form differ from a traditional contract signed with a water supplier? Usually the company in question sets a fixed rate depending on the size and value of our house. In this way, we can use water without worrying about the amount, and we will still receive identical bills every month.

However, it may turn out that this form of billing is not cost-effective for us. When is it worth thinking about installing the aforementioned device? Well-known financial expert Martin Lewis answers these questions on ITV.

Według niego, w licznik wody powinniśmy się zaopatrzyć w sytuacji, gdy liczba domowników jest niższa niż liczba sypialni. – Przelicznik jest prosty: mieszkasz w domu 3 bedroom tylko w dwie osoby? Pomyśl nad water meter – mówi Lewis.

I przypomina, że takie urządzenie jest zawsze darmowe. O chęci jego zainstalowania powinniście powiadomić dostawcę wody. Następnie macie 12 miesięcy, aby testować to rozwiązanie i ewentualnie z niego zrezygnować.

A Wy macie doświadczenia w używaniu takiego urządzenia? Czy licznik wody rzeczywiście się opłaca?

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